Fiducia’s Guide to Commercial Finance

  Fiducia Commercial Solutions can source a wide range of commercial finance options for your company in products under headings like Commercial Property, Investment Property, Development Finance and Business Finance – but what does that mean in practice? Gone are the days of approaching your bank (as your only option) and choosing from the menu […]

Conserve Cash Flow To Ensure Your Recovery Is ‘Irreversible’

  Most businesses, as well as the broader economy, have entered the ‘recovery’ stage from the pandemic. As restrictions are ‘slowly and irreversibly’ lifted, so business and cash can flow back around our economy again. Cash flow conservation is nothing new; there are standard business practices such as chasing your receivables, negotiating your payables, cost […]

Asset-Backed Recovery?

  As SMEs and the broader economy enters a period of recovery from the pandemic, the importance of its assets to a business are in sharp focus: ·       Investment in assets facilitates growth ·       New assets help to meet the needs and changing demands of customers ·       Keep up with the volume of demand by […]

The Super Deduction Corporation Tax Relief Scheme

  Companies of all sizes can benefit from the Super Deduction – it could pay to invest in your company’s growth in the next two years. From April 1 2021 for 2 years companies can offset 130% of qualifying spending on plant and machinery against their taxable profit in that first year. SMEs’ deposits rose […]

Key Facts: The Recovery Loan Scheme

  Launched: 6th April 2021 for applications Launched with 18 accredited lenders, expecting up to 100 lenders to participate In summary the RLS is a funding solution “where finance is not available under a normal commercial basis”. The scheme replaces the BBLS, CBILS and CLBILS schemes: ·     Term Loan funding starts at £25,001 up to […]

Bridge To Let – One Step Across Two Conveyance Hurdles

  It is very common now to see our landlord clients acquire property that requires conversion work – either commercial to residential or single dwelling to HMO – or refurbishment and modernisation to get it ‘tenant-ready’. Beyond maximising rental yields, landlords are adding immediate capital value to their long term investments by completing this work […]

Business Insurance – what about it?

Where to start with Business Insurance So you run a business, but have either not protected your business assets (tangible or intangible) – or you may already have insurance in place but you’re not sure if you are either paying too much or have even have the right level of  insurance cover. At Fiducia, our […]

Personal Protection (and some tips!)

What about Protection? Protection has become more important than ever and in some cases, people are regretting not taking this out. Whether you choose to protect your family, your business or your mortgage, you can have a true sense of security knowing that if and when any unforeseen circumstances occur, you will be protected from […]

New Home Checklist & Insurance Tips

Fiducia Financial Viewpoint In our latest Fiducia Newsletter, we have provided a basic checklist you should use when buying a new home. We’ve also given you some home insurance tips that you can consider. If you are considering taking out a mortgage or household insurance on a property, speak to us to find out how […]

Free Fiducia Tax Card

  Free digital-copy of our 2014/15 UK Tax Card If you would like to receive this by email, please fill out the short form below: The tax information card includes income tax rates, car benefits, inheritance tax, capital gains tax, stamp duty, corporation tax, national insurance contributions, pensions and more. Email Address First Name Last […]