Changing Business Bank Relationship – Benefits Can Outweigh The Effort To Move
Talking to clients I have seen and heard the reluctance, dread and even fear at the thought of moving their business banking relationship from one provider to another. If you don’t understand what it involves, how much is taken care of for you and how many benefits there could be for you, then it […]
Green Commercial Finance: Opportunity or Opportunistic?
As soon as anything commercial adopts a ‘Green’ label it may raise suspicion that something opportunistic is going on. So, because I am publishing a blog on Green Commercial Finance at the start of the week when the UN Climate Change Conference, COP26, starts in Glasgow, let me deal with that issue first: My hope […]
What Is An Appointed Representative in Commercial Finance?
I guess that I should be clear what I mean when I say ‘Appointed Representative’ or ‘AR’ as it will be easier to retype many times here! An Appointed Representative in financial services is a person or company that is authorised to carry out specific types of activity under the regulatory umbrella of another […]
‘Just-In-Time’, or Just Late? – We Can Fund Your Supply Chain
A supply chain blog hardly needs any introduction or context at the moment – you cannot turn on your TV, head to the supermarket or go to get petrol without having the issues front and centre in front of you. Of course the majority of UK businesses aren’t in the petrol forecourt business or […]
Is It A Good Time To Fix The Rate Of Your Commercial Mortgage?
Far from any claim to have the crystal ball on when and how much interest rates will change, the question is pointing to whether the benefits of looking to fix the rate of your commercial mortgage now likely outweigh the down sides. From twelve months ago, when the Bank of England was sounding out […]
Asset Based Lending – You May Already Own Your Funding Solutions
You start with a blank page to decide the route down which your business can move to secure the funding that you need – but commonly people do not consider that the page isn’t blank at their starting point, and that is because of the assets that they already own within their business. What […]
Fiducia’s ‘Commercial View’ – The Podcast – September 2021
Schools are back this month – and so is Fiducia’s ‘Commercial View’ podcast, looking at news and trends in UK property and the commercial finance market: https://open.spotify.com/show/1PzCdJnpsWPtd3TIjVu2Yh Delighted to hear the Commercial View this month of Jonathan Sealey, CEO of Hope Capital who discusses the changing face of the UK property landscape, and how […]
“The One Where The Chicken Didn’t Cross The Road”
Even by my own low standards, this may be taking mixing metaphors and analogies a little too far – ‘Friends’ episode titles, fast food and chronic issues in UK supply chains. But given the high profile examples in the last week, it seemed to hit the spot. Nando’s announced that it had been forced […]
Are You Considering Buying A Company? We Look At Asset Based Lending To Fund Your Acquisition.
If you are looking at the acquisition of another business (MBO), or the purchase of the business that you already manage from its current owners (MBI), then top of your agenda will be your ability to fund the deal. We are not all fortunate enough to be considering the acquisition of a FTSE 100 […]
Fiducia’s Commercial View – The Podcast – August 2021
Fiducia’s Commercial View – The Podcast – August 2021 We have seen increasing demand for, and activity in, a diverse range of Commercial Finance products this month. We felt that these HOT funding areas were worthy of our attention in August’s edition of Fiducia’s Commercial View Podcast: Owner-Occupier Commercial Mortgages – With trading businesses increasingly […]
