What Does A Financial Adviser Do?
At Fiducia Comprehensive Financial Planning, our role as Financial Advisers is to help you understand your current financial position, define your future goals, and create a practical, long-term plan to get you there.
Whether you’re focused on pension planning, investment strategies, saving for retirement, or protecting your family’s financial future, we’re here to provide clear, personalised advice every step of the way.
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Our Approach to Financial Planning
We begin by understanding your current financial circumstances, including income, liabilities, pensions, savings, and future aspirations. This helps us build a personalised strategy that aligns with your goals—because every retirement plan, investment portfolio, or protection need is unique.
Once your financial plan is in place, we don’t leave it there. We monitor your progress regularly, adjusting the strategy as your life changes—whether that’s due to evolving goals, market conditions, or unexpected events.
If your investments aren’t performing as expected or your priorities shift, we’ll make appropriate adjustments to keep your long-term goals on track.
Can You Help Me Plan for the Future, Even If I’m Not Sure What I Want Yet?
Yes. It’s common, especially among younger clients, to have only a vague idea of what retirement might look like. That’s where we add value. Our role is to ask the right questions, give clarity around your options, and help shape your ideas into a real, actionable plan.
With even a basic vision of your future, we can provide guidance that brings structure and confidence to your financial journey.
What Services Does a Financial Adviser Provide?
As our name suggests, Fiducia Comprehensive Financial Planning offers a full range of personal financial services:
Pension Advice & Consolidation
Access to pensions (including schemes that require regulated advice)
Ongoing pension planning and accumulation
Support for the self-employed, who don’t benefit from auto-enrolment schemes
Investment & Savings Advice
Building diversified investment portfolios
Helping you combat inflation with real returns
Advice on stocks, shares, bonds, and other asset classes
Wealth Management
An ongoing advisory relationship, not just a one-off service
Regular reviews and portfolio adjustments to align with your goals
Financial Protection
Income protection, critical illness cover, and life insurance
Mortgage protection and liability cover
Whatever stage of life you’re at, we offer solutions that evolve with you.
When Should I See a Financial Adviser?
You can benefit from speaking to a financial adviser at any stage in life. Some key times to engage with us include:
When you’re starting to think about retirement
When you take on a mortgage or other major financial commitment
If you’re self-employed and need to plan your financial future
When you’ve built up savings and want to make them work harder
If you need help consolidating pensions or understanding your options
The earlier you start, the more effective your planning can be—but it’s never too late to gain clarity.
What’s the Process of Working With Fiducia?
1. Initial Contact
You’ll first speak with one of our knowledgeable and friendly administrators. While they can’t offer advice, they’ll understand your situation and connect you with one of our experienced financial advisers.
2. First Meeting – At Our Expense
Your initial consultation is completely free of charge. This meeting is about exploring how we can help and ensuring there’s a good fit on both sides.
3. Building the Plan
We’ll take a detailed look at your financial situation, outline your options, and begin building a plan tailored to your objectives.
4. Ongoing Support
Once you become a client, you’ll benefit from regular reviews and continued support to help you stay on track as your life and the financial landscape evolve.
Is There a Cost for Initial Advice?
No. Your first meeting is free and comes with no obligation. We’ve grown over the past two decades primarily through referrals from satisfied clients, and we want you to feel confident and comfortable before committing to anything.
Do You Only Work with Local Clients?
While we’re based in Newark, Nottinghamshire, we proudly serve clients across the UK.
During the pandemic, we adapted quickly to remote reviews and virtual consultations—and many clients still choose this option. However, we’ve also resumed face-to-face meetings where preferred, and offer national coverage for those who want more personal contact.
Why Choose Fiducia?
Over 20 years of experience
Part of The Openwork Partnership, one of the UK’s largest financial advice networks
Through Openwork, fully authorised and regulated by the Financial Conduct Authority
A client-first approach, focused on clarity, trust, and long-term results
Let’s Have a Conversation
It costs nothing to start a conversation, and it could make a significant difference to your future.
Call us today to book your free initial consultation and discover how our tailored financial advice can help you build, grow, and protect your wealth.
Investment Risk Warning
The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested. Tax rules and legislation can change and will depend on your individual circumstances.
Why choose Fiducia Financial Planning?
Why choose Fiducia Financial Planning?
- A first class personal service that is totally focussed on helping people achieve their own individual goals
- clear financial planning advice that you can both understand and rely upon
- Each of our personal financial advisers have many years experience gained across a broad spectrum of client profiles and product providers.
